It's a fact of life, accidents do happen. While damage to motor vehicles and third parties are covered by motor vehicle and third party insurance, until now you would need expensive, personal  insurance to safeguard against loss of income if you were injured while travelling to or from work.

In South Australia, Workers' Compensation no longer covers employees injured while travelling to and from work.  That includes accidents that may occur whilst dropping off children at school, or day care centres, while travelling to or from work, or other activities related to work.

PSA members ARE covered though. If you are injured while travelling to or from work, (including dropping off or picking up children from school or day care), during your lunch or coffee breaks and any other authorised break, including participating in rehabilitation programs or training courses, you will be covered.

Injured members can receive weekly payments of up to $1200, plus death and disability coverage of up to $100,000.

You need extra protection, so don't be caught short. Ensure you are a Public Service Association/CPSU (SPSF) SA Branch member today.

You can enjoy the benefits, and have peace of mind.
  

1. How much will it cost?

Nothing!

As a financial member of the PSA/CPSU you are automatically covered.
 

2. What am I covered for?

Up to $1200 per week

Depending on your weekly earnings, for up to 104 weeks while you are off work.  Overtime is included for the first eight weeks.
 

3. Are work breaks covered?

Yes

Authorised breaks including lunch and coffee/tea breaks, are fully covered.
 

4. Do I have to pay an excess?

No

You are covered from the date you begin receiving medical treatment.
 

5. Am I covered for motor vehicle accidents?

Yes

Providing you are not injured while driving under the influence of alcohol or drugs.
 

6. What should I do if I am injured?

See your doctor immediately.

Always be sure to get a medical certificate and call the PSA/CPSU for a claim form.
 

7. What about my medical expenses?

No, these are not covered.

8. What happens if I am not a PSA/CPSU member?

You do not receive any benefits.

If you have an accident you must follow four important steps:

• Contact the PSA on (08) 8205 3200 and ask for the Journey Accident Claims Officer.

• Your claim will be assessed and where appropriate, the claim form will be sent to you.

• Complete the claim form and return it to the PSA.

• The PSA will facilitate and resolve any problems with our insurer on your behalf.

To join the PSA/CPSU call (08) 8205 3200 or visit our office at 122 Pirie Street, Adelaide.

For more information on Journey Accident Cover call (08) 8205 3200.